Health Savings Account Expense Eligibility
Below is a comprehensive list of related expenses and their compatibility with your HSA account. This list is for your reference only, some particular items may vary from insurance carrier to insurance carrier. For example, while Blue Shield of California may cover a particular item on this list, Blue Cross may not. Those items have been marked as "Maybe" in orange text. If you have any questions about your HSA account and eligibility regarding a particular item on or off of this list, please feel free to
Contact Us through e-mail or give us a call at (530) 895-9368.
Below, you can also sort this list to view only eligible items, to view ineligible items, or to view the items that may vary from carrier to carrier.
Eligible Items Only Ineligible Items Only Varying Items Only Complete Expense List
Ineligible Expenses List
1 - Adoption fees - No
2 - Breast feeding classes - No
3 - Cancer (fixed indemnity, $x per day) insurance premiums - No
4 - Child or newborn care instruction - No
5 - Cold cream (over-the-counter) - No
6 - Concierge medical fees (billed for future availability of services) - No
7 - Cord blood storage (for unidentified future use) - No
8 - Cosmetic surgery - No
9 - CPR classes (adult or child) - No
10 - Diapers and diaper services - No
11 - Doula - No
12 - Drugs (experimental or imported) - No
13 - Educational classes or tuition - No
14 - Electrolysis - No
15 - Emergency kits (over-the-counter) - No
16 - Face lifts - No
17 - Fertility treatment (for non-dependent surrogate) - No
18 - Funeral expenses - No
19 - Hair regrowth products - No
20 - Hair removal - No
21 - Hair transplant - No
22 - Hair treatments - No
23 - Hand lotion (over-the-counter) - No
24 - Health savings account (HSA) contributions - No
25 - Herbal or homeopathic medicines (over-the-counter) - No
26 - Hospital (fixed indemnity$x per day) insurance premiums - No
27 - Household help - No
28 - Illegal operations or substances - No
29 - Late payment fees charged by health care provider - No
30 - Magnetic therapy (over-the-counter) - No
31 - Marriage counseling - No
32 - Maternity clothes - No
33 - Medical literature, books, pamphlets or audio - No
34 - Medical savings account (MSA) contributions - No
35 - Medicare supplement policy premiums - No
36 - Oral care (over-the-counter) - No
37 - Over-the-counter cold cream - No
38 - Over-the-counter health care products (not eligible) - No
39 - Over-the-counter products for general dental care - No
40 - Personal use items (toothbrush, toothpaste, etc.) - No
41 - Physician retainer fee (for on-call or concierge services) - No
42 - Prescription drugs for cosmetic purposes - No
43 - Prescription drugs for hair regrowth - No
44 - Retainer fee (to physician for on-call or concierge services) - No
45 - Student health fees billed for the future availability of services (dental services) - No
46 - Student health fees billed for the future availability of services (medical services) - No
47 - Student health fees billed for the future availability of services (prescriptions) - No
48 - Student health fees billed for the future availability of services (vision services) - No
49 - Sunglasses (over-the-counter) - No
50 - Suntan Lotion - No
51 - Teeth bleaching or whitening - No
52 - Toothpaste, toothbrush, floss - No
53 - Tuition or educational classes - No
54 - UV protection clothing - No
55 - Vitamins (over-the-counter, for general health purposes) - No
56 - Weight loss foods -No
57 - Weight loss program (to improve or maintain general health) - No
For more information on HSA’s and how they can benefit your company contact AVI Services, Inc. or visit this link for a complete overview by the Department of Treasury.
